Tips for Managing Your Money

Bank of Granite is committed to increasing the financial literacy of our customers and community. Click on any of the topics below for tips on good money management. Share what you learn with your children and grandchildren. When it comes to money management skills, learning can never begin too early.

PARENTS' GUIDE
Teaching Your Kids About Money
It's not just a nice idea to teach kids how to handle money and credit — it's essential! Our nation's teens spend roughly $170 billion a year. Children under 12 alone are expected to spend some $52 billion in 2006. Clearly, kids know how to spend. What we need to teach them is how to save, invest and live on a budget. Check out these topics:

• Everyday Teachable Moments
• Early Money Management Habits for Kids
• Teaching Teens the ABCs of Using Credit Wisely
  

Keys to Financial Health

Understanding and Using Credit
Credit Dos and Don'ts
What You Should Know About Credit
Financial Stress Test
What to Do if You Need Help

Budgeting
Budgeting for Your Future
Detailed Monthly Budget Worksheet

Savings
Establish Good Saving Habits
Family Savings Goal Worksheet Protecting Your Financial

Identity
Simple Steps to Protect Yourself
Take Action if You are a Victim