Granite Green

Now there’s a checking account that pays you. No minimum balance. No fees. Earn interest and enjoy free ATM usage nationwide. Simply meet these qualifications and watch your money grow:

Qualifications:

• Make 10 Granite Green debit card transactions per statement cycle
  - Transactions must be posted, not pending
  - Excludes ATM transactions
• Set up one direct deposit or authorize one automatic payment (ACH) from the account each statement cycle
• Receive eStatements via email
  - Statement cycle begins on the third Thursday of each month
  - All Granite Green customers are on the same statement cycle
• Open account with minimum of $100
  
  (Qualifications must be met during the period beginning one business day prior to the first day of the current statement cycle through one business day prior to the close of the current statement cycle.)
• The first cycle qualifications are waived by Bank of Granite.  Customers will receive rewards for the first cycle even if you don’t meet the qualifications.

Rewards:

• Interest Rates
  - 0.85% APY on balances of $0.01 to $25,000.99
  - 0.50% APY on balances greater than $25,001.00
  - 0.10 % APY on non-qualifying balances (if all qualifications are not met)
  - Rates may change at Bank of Granite’s discretion
• ATM Fee Refunds
  - ATM fees nationwide are automatically refunded
  - Fees are refunded the last day of the customer’s statement cycle
  - Nationwide (US) refunds only
  - All qualifications must be met
• No minimum balance
• No fees