Now there’s a checking account that pays you. No minimum balance. No fees. Earn interest and enjoy free ATM usage nationwide. Simply meet these qualifications and watch your money grow:
- Have at least 10 Granite Green debit card transactions post and clear per qualification cycle
- Excludes ATM transactions
- Have at least one automatic payment (ACH) or direct deposit post and clear per qualification cycle
- Qualification Cycle - Qualifications must be met during the period beginning one business day prior to the first day of the current statement cycle through one business day prior to the close of the current statement cycle.
- Receive eStatements via email
- Statement cycle begins on the third Thursday of each month
- All Granite Green customers are on the same statement cycle
- Open account with minimum of $100
- The first cycle qualifications are waived by Bank of Granite. Customers will receive rewards for the first cycle even if you don’t meet the qualifications.
- Interest Rates
- 0.80% Annual Percentage Yield (APY)* paid on balances of $0.01 to $25,000.99
- 0.25% APY* paid on balances greater than $25,001.00
- 0.10 % APY* paid on non-qualifying balances (if all qualifications are not met)
- Rates may change at Bank of Granite’s discretion
- ATM Fee Refunds
- ATM fees nationwide are automatically refunded
- Fees are refunded the last day of the customer’s statement cycle
- Nationwide (US) refunds only
- All qualifications must be met
- No minimum balance
- No fees
*APYs accurate as of today's date. We may change APYs at any time without notice. Personal accounts only.