Credit Cards

Bank of Granite offers a variety of Visa® personal credit cards for your flexibility and convenience. Accepted worldwide, Visa® credit cards eliminate the need to carry large amounts of cash, and can help you establish a measurable credit rating. Rewards, rebates, and other privileges are available depending on the card that’s right for you. 

To learn more or apply online, click here.  You may also apply at any of our branch locations, or by calling us toll free at 1-800-873-1172. 

NEW! - Visa® Bonus Rewards Card

  • Get 25% more on all points earned every month, automatically1
  • No caps or limits on points earned
  • $25 cash back with your first purchase

NEW! - Visa® Bonus Rewards PLUS Card

  • Get 50% more on all points earned every month, automatically2
  • No caps or limits on points earned
  • $50 cash back with your first purchase

Visa® Platinum Card

  • Our best introductory APR offer
  • Save on interest and pay down your other credit card balances faster
  • Enjoy the everday convenience of a non-rewards card

Visa® College Rewards

  • For college students
  • Earn 1 reward point for every $1 in net purchases
  • Receive 1,000 bonus rewards points with your first purchase 
  • Low rates and manageable credit lines

Visa® Secured Card

  • Improve your credit3
  • Low annual fee
  • Flexible credit lines based on a security deposit ranging from $300 to $5,000

Special Notes: A completed application is required and subject to approval. Terms subject to change. For complete information about eligibility requirements and rewards rules and requirements, click here. Bank of Granite credit cards are offered in conjunction with our credit card partner, Elan Financial Services, Inc.

1 The 25% more in bonus rewards consists of 1 Reward Point for each dollar of Net Purchases plus an additional 25% (0.25) in points awarded based upon the total points earned on Net Purchases within a billing cycle (total 1.25 points)

2 The 50% more in bonus rewards consists of 1 Reward Point for each dollar of Net Purchases plus an additional 50% (0.50) in points awarded based upon the total points earned on Net Purchases within a billing cycle (total 1.5 points)

3Late payments and going over the credit limit may damage your credit history