MasterCard & Visa
Bank of Granite is pleased to offer our Prime Advantage MasterCard® or Visa® credit card. As with any MasterCard or Visa, our Prime Advantage card means worldwide acceptance making it the easy, convenient, and safe way to pay for purchases. Both cards offer the same options, features, and benefits:
- 25-day grace period on all purchases
- Use at ATMs worldwide
- Fraud and zero liability protection
- Convenience checks
- Automatic and online payment options
- Balance transfer feature
- Common carrier insurance (up to $500,000)
- Auto rental insurance option
- No annual fee option (not available with Rewards Card option)
If you choose the Rewards Card option, your Prime Advantage account comes with the DreamMiles Rewards® program—giving you more reasons to use your credit card for purchases including:
- Airline tickets and discounts
- Quality merchandise
- Cruises
- Hotel and resort discounts
- Shopping awards
- Dining and entertainment awards
- Cash back
Contact any Bank of Granite office to learn more about the benefits and for rates, fees, and other cost information or stop by for an application. Simply complete the application and indicate your preference for Prime Advantage MasterCard or Visa, and whether you would like it as a Rewards Card. Upon approval you will receive detailed information about your account.

