Small Business Checking

Designed for businesses with low monthly volume, our Small Business account is a very cost effective solution for those just getting started or with small businesses. Depending on your monthly activity, you pay no fee or a flat fee for services. This account may be opened with a minimum deposit of $100 and it comes with our 100+ year legacy of great customer service.

Our Small Business account also comes with the modern conveniences of free Granite Online Banking, Bill Pay, Granite Mobile Banking, and eStatements. Check out our Business Services or contact any Bank of Granite office to learn more about how Bank of Granite's additional services can help your business.

You may also designate this account a NOW account and/or add Granite Business Elite. See below for more details.

Small Business NOW Option

Your Bank of Granite Small Business Checking account may be designated as a NOW (negotiable order of withdrawal) account. Available to sole proprietorship businesses, NOW accounts earn interest calculated on the collected balance. Your banker will help you determine if a Small Business NOW account is right for your business.

You may also make this account a Small Business NOW Elite account by signing up for Granite Business Elite (see below).

Make Your Account an Elite Account

You can make any business account an Elite account by simply adding Granite Business Elite. Available for a low monthly fee, it's your all-in-one resource for convenient services, financial management, and business savings. Use it for access to financial services ranging from quickly approved commercial loans to payroll and tax filing services. Other features include, business discounts on a wide array of products, insurance packages, retirement plans, and a concierge service. Visit or call one of our offices for more detail about these benefits.