Granite Merchant Deposit

Bank of Granite offers its business customers a quick, efficient way to make deposits with Granite Merchant Deposit. This Internet-based deposit capability, also known as remote deposit capture or merchant capture, allows participating customers to scan the front and back of checks and make deposits without leaving their place of business.

Granite Merchant Deposit provides convenience, eliminates geographic challenges, and accelerates your funds availability. Not only can you save time by making multiple deposits without leaving the office, you can enhance your cash management capabilities through extended deposit deadlines. You also benefit by reduced transportation costs and have easier account reconciliation.

A desktop device scans checks received at participating customers' locations and a digital deposit is created. The deposit is then transmitted over a secure Internet connection to Bank of Granite where it is then accepted, posted to the indicated accounts, and assigned availability.

The basic requirements for Granite Merchant Deposit include a computer and high-speed Internet connection. Qualifying businesses may choose an initial cost, which includes equipment and warranty with a lower monthly account analysis charge, or may opt to lease the equipment with no initial cost.

While we are always glad to see our customers in our offices, we are equally pleased to offer this solution to help our business customers run their business more efficiently. To learn more about Granite Merchant Deposit, contact any Bank of Granite office or Dustin Seagle at 828-496-2107 or email at dseagle@bankofgranite.com.