Banclub®
One of our most popular accounts, Banclub® (pronounced bank-club) offers benefit-rich comprehensive checking for those who want no minimum balance, yet want security and protection benefits along with big discount and savings opportunities. Begin enjoying all the great benefits of this low monthly fee account today. Benefits include:
- Hotel Discounts
- Movie Theater Discounts
- Grocery Coupons
- Car Rental
$10,000 24-Hour Accidental Death Insurance
You’ll be protected with $10,000 in Accidental Death Insurance 24 hours a day.
Identity Theft Insurance with Fraud Assistance
You’ll have up to $5,000 in financial compensation for qualified expenses incurred in the recovery of your stolen identity. Included in this benefit is Fraud Assistance, a comprehensive service designed to help with the hassle of clearing your good name. You’ll receive expert help to assist you in organizing paperwork, advice about notifying creditors, and more.
Credit Alert®
With 24-hour, daily credit monitoring, you’ll be alerted automatically of certain negative changes to your credit. While it can’t prevent identity theft, Credit Alert can greatly reduce its impact by allowing you to minimize the damage. If there are no changes to your credit, you’ll receive a quarterly notification letting you know that nothing has changed. Your initial enrollment in Credit Alert will be valid for one year with an option to re-enroll at no additional cost.
Payment Card Protection
Protect all your credit, debit, ATM, and check cards in the event of loss or theft! Register your card numbers and with one phone call, you may cancel cards, stop unauthorized purchases, and request new cards using our toll-free 24-hour number.
Companion Airfare
Love to travel? Why not take a friend along on your next adventure? With Companion Airfare, when you buy your regular-priced, adult, coach-class, round-trip ticket from any participating airline, you qualify for a complimentary, adult coach-class, round-trip companion ticket worth up to $500. What’s more, you are eligible for one complimentary companion certificate every 12 months. So grab a friend and fly to your choice of more than 100 exciting destinations. You’ll both have fun and save money at the same time.
Everyday Rebate Rewards
Get rewarded—simply by purchasing items you use every day. Save your receipts when you buy groceries, dine out, purchase clothing, or buy pet supplies. At the end of every quarter, send the receipts (up to $100) with your Everyday Rebate Rewards request form and receive 10% back (up to $10 quarterly).
Discounted Gift Cards
With this valuable savings benefit, you can purchase gift cards worth $25 from well-known merchants for friends, family members, or even yourself, while enjoying a discount off the face value of each card.
Retail Savings & Services
Savers Club provides you with discounts on automotive, dining, health and beauty services, and shopping, as well as:
Online Local Savings
Save money at your favorite local merchants with thousands of online discounts. Enjoy access to recreation savings, dining specials, and savings on attractions, auto and home services, clothing, and more.
ATM/CheckCard
Make it either or both! Available at no charge, use it as a debit card and/or ATM card), whatever is most convenient for you.
Unlimited Check Writing
Use all the checks you like. There are no per-check charges.
Free Personalized Checks
Choose the free Banclub check design or receive credit toward other styles.
Free Online Services
Enjoy the convenience of 24/7 banking from your computer with free Granite Online, Online Bill Pay, eStatements, and Granite Mobile Banking.
Preferred Rate
Receive discounted rates on our Installment Loans and Personal ReservAccount.
Automatic Savings Option
Open any savings account and you can set up automatic monthly deposits to your savings account from your Banclub account. A great way to save!
Free Conveniences*
No fees for Notary Service, Travelers Checks, Official Checks, and Money Orders.
*Not intended to replace regular check writing.
Banclub Family Plan
If you have a family or simply want the added security of increased protection, Banclub Family Plan may be right for you. Receive all the benefits of Banclub plus these additional benefits for a nominally higher monthly fee:
Accidental Death Coverage Increases to $30,000
Enjoy the peace of mind that comes with additional accidental death coverage.
$2,500 Accidental Death Coverage for Spouse and Dependents
If your spouse and dependent children are not already covered as a joint account holder, they will each receive this added coverage.
$70,000 Scheduled Airline Accident Coverage
Your accidental death coverage increases to a total of $100,000 while traveling as a passenger on a Scheduled Airline (total includes the $30,000 in accidental death coverage.)
Reap the benefits! Contact any Bank of Granite office for more information.
