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Products and Services: Checking

Bank of Granite uses Check Imaging to better service our customers.

The check image system makes photographic images of checks and deposits processed through the bank's data processing center.

Charles Snipes, President and CEO of Bank of Granite, explains the numerous benefits that check imaging provides to customers, 'Our customers' checking account statements will be better organized and more convenient with the new format. Statements and check images are printed on a laser printer making them easier to read than before. Checks will now be returned to customers on paper in numerical order. This will eliminate the need for customers to sort their checks in order to balance their accounts each month. All statements will be pre-punched for easy insertion into a three-ring binder."

"This new technology should make it much easier for our customers to locate a check when they need to. It also helps the bank provide research information for customers on their accounts. With the new technology, our customer sales and service representatives can retrieve information for customers in an unbelievably short time. Copies of checks or deposits can be faxed directly to customers at home or work upon request," Snipes continued.

 
Banclub / BanClub Family Plan Plus
A comprehensive checking account package, with an interest on checking option, includes:
A low monthly fee assures you can write all the checks you want and never have to worry about per-check charges.
Receive free personalized checks.
Receive cashier's checks, money orders and American Express Travelers Cheques with no issue charge.
Reduced rates on installment loans and Personal ReservAccount lines of credit.
Use your Savers Club Discount Book to receive discounts on travel, entertainment and merchandise. The Savers Club Discount Book is issued every year.
A $10,000 accidental death insurance policy is part of your Banclub package. Higher coverage is also available with our family plan.
Register all your credit, debit and ATM cards in one place. If any of your cards are lost or stolen, simply call the toll-free number anytime and we'll report the necessary information and request a replacement card for you.
Retrieve lost keys with a personally registered key ring.
 

GraniteChecking
GraniteChecking offers a rock-solid account for people who prefer a straightforward banking relationship.

Free monthly checking and no per-check charges by choosing one of three ways:

A minimum of $400 in GraniteChecking
An average monthly balance of $700 in GraniteChecking
A minimum of $700 in any Bank of Granite savings account.
 
GraniteNOW
Interest is earned daily on the average collected balance and credited monthly to your account.
Keep a $600 minimum balance or a $2,000 average balance and receive free monthly checking and no per-check charges.
 

Lifestyle 50/Lifestyle 50 Elite
For our customers who are 50 or better, choose Lifestyle 50 or Lifestyle 50 Elite for banking services that are rich in benefits.

Both Lifestyle 50 and Lifestyle 50 Elite offer:

Free personalized checks + Daily interest earned on your average monthly balance
$100,000 in common carrier accidental death insurance
Use your Savers Club Book to receive discounts on travel entertainment and merchandise.
 
Lifestyle 50 Elite provides these additional features:
$10,000 accidental death insurance
Medical emergency data card
Eyewear discount
 

Lifestyle 50 requires a minimum checking balance of $100.

Lifestyle 50 Elite requires no minimum balance and a low $4 monthly fee.

 
GraniteSenior
For our friends 65 and better, we invite you to take advantage of the remarkable value of the GraniteSenior checking option.
No minimum balance is required and no check writing fees are charged.
 
 
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2008-05-11 21:01:14
Date: 2008-05-11
Time: 21:01:14